Privacy Policy

Introduction

TAL Marketing Group Ltd ("we", "us", "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, share, and store your information when you use our services, in compliance with UK GDPR and other applicable laws.

TAL Marketing Group Ltd is an appointed representative of Creative Finance Corp LTD under reference FRN 968428.

Data Controller

TAL Marketing Group Ltd is the data controller responsible for your personal data. Our registered address is:

Work.Life, Core, Brown Street, Manchester, M2 1DH

If you have any questions about this Privacy Policy or how we handle your personal data, please contact us:

• Email: hello@leadly.co.uk
• Phone: 01617 061 710

What Data We Collect About You

We may collect, use, store, and transfer the following types of personal data:

• Basic Personal Data: Name, date of birth, address, email address, phone number.
• Financial Data: Information about your lender, product type, loan balance, and credit profile for credit search purposes.
• Aggregated/Analytical Data: Non-personal data used for internal reporting and business analysis.

We do not collect any special category data (e.g. health, ethnicity, religious beliefs).

How We Collect Your Data

We collect your personal data from:

• Direct Interactions: When you complete forms on our website or contact us directly.
• Partners: Such as regulated entities, when they request credit search services on your behalf.
• Credit Reference Agencies: We obtain credit search results from Equifax and TransUnion.

How We Use Your Personal Data

We will only use your personal data when permitted by law. Most commonly, we will use your personal data:

Marketing, Advertising, and Promotions

We may send you marketing communications (email/SMS) about our services and similar products. You can opt out of receiving these communications at any time by following the unsubscribe link in our emails or by contacting us directly.

Cookies

We use cookies on our website to enhance your experience and to analyse usage. For more information, please refer to our Cookie Policy (included in this document) or contact us.

Sharing Your Personal Data

We may share your personal data with the following recipients:

We permit TransUnion to contact you directly to assess how effective our explanation of how your Data is used is, and to assess your satisfaction with our services.

You have the right to object to any direct contact from TransUnion regarding satisfaction surveys by contacting us using the details provided in this policy.

Credit Reference Agency Information Notice (CRAIN)

If you'd like to understand how credit reference agencies use and share personal data (including the legitimate interests they pursue), please read the Credit Reference Agency Information Notice (CRAIN): https://www.equifax.co.uk/privacy-hub/crain

International Transfers

We do not transfer your personal data outside the UK or EEA.

Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way. Access to your personal data is limited to those employees, agents, and partners who have a business need to know.

Data Retention

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, or reporting requirements.

Your Rights

Under data protection laws, you have the right to:

• Access: Request a copy of your personal data.
• Rectification: Request correction of any incomplete or inaccurate data.
• Erasure: Request that we delete your personal data in certain circumstances.
• Restriction: Request restriction of processing in certain circumstances.
• Objection: Object to processing where we rely on legitimate interests (including profiling).
• Withdrawal of Consent: Where we rely on consent to process your data (e.g. for credit search), you have the right to withdraw your consent at any time by contacting us.
• Data Portability: Request transfer of your data to another party.

Contacting Us

If you have any questions about this Privacy Policy, please contact:

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe we have not complied with applicable data protection laws.